Personal

Find out about personal finance matters.

Finance Brokers Tasmania Hobart Team 10

The loan process equation (or, how much can I borrow?)

When applying for a loan, you’ll hear terms such as “borrowing power”, “borrowing capacity”, and “assessment rate”. But how do they relate? What do they mean? We’ll break it down for you in a simple equation.

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Finance Brokers Tasmania Loan calculators

Loan calculators

During your research into your financial situation, you may have clicked on our calculator section – and been overwhelmed with the number of different types available! What do they all mean and what are they used for?!

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Finance Brokers Tasmania Jake Birtwistle Lance Cure

What does a finance broker actually do?

Since we’ve recently gained a few new followers, we thought now was as good as time as any to introduce (or reintroduce) ourselves.

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Finance Brokers Tasmania - tracking your monthly expenses

Tracking your monthly expenses

Do you track your monthly expenses? When life’s busy, it’s so easy for your finances to not be a priority (did someone say Netflix binge?!). But we’re here to remind you that it’s actually really important to set some time aside each month to audit your spending (sorry guys).

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Finance Brokers Tasmania Loans cashback

Cashback finance: is it as good as it seems?

Currently, there are multiple instant cashback incentives available when you refinance your loan. But is the offer really as good as it seems?

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Finance Brokers Tasmania - finance advice

Finances on your mind?

Coming back from the holiday season can leave you feeling inspired. You’re refreshed and ready to set out on your next adventure. So, what’s next?

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Finance Brokers Tasmania - reduce expenses and increase savings

How to reduce your expenses and increase your savings

Is the key to saving for a home deposit as simple as giving up smashed avo for brunch? Well not quite, but spending less and staying on top of your budget does make a difference.

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Buy now pay later finance brokers of tasmania

The hidden dangers of ‘buy now, pay later’

It’s no secret, consumers love the ‘buy now, pay later’ option. In recent years this purchasing option has grown from 400,000 users in 2015, to over 2 million Australians utilising this method in 2020.

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Finance Brokers Tasmania - self-employed looking for loan

Are you self-employed and looking to obtain a loan?

Being your own boss definitely comes with its perks – but those that are self-employed often find it hard to obtain a home loan (even with a steady income). Whether you’re looking to purchase a home or some equipment for your business, you may face challenges in the application process.

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Finance Brokers Tasmania - fixed interest rates

Some considerations if you’re looking at a fixed rate for your loan

Have you ever considered a loan with a fixed interest rate? Right now, with interest rates so low, we’re receiving a lot of enquiries about fixed rate loans. Having a fixed rate loan offers a level of certainty, but there are a few things to consider if you’re looking at this option for your home loan.

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Finance Brokers Tasmania - making loan repayments

When should I make my loan repayments?

A common misconception is that there is no difference when you make your repayments, but there are in fact a few hidden benefits to paying more frequently.

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Finance Brokers Tasmania - loan pre-approval

The advantages of gaining pre-approval on your loan

When it comes to buying a house, obtaining a loan is an important step in the process. But when should you apply for your loan?

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