First Home Buyers

Find out about first home buying finance matters.

Finance Brokers Tasmania Hobart Team 10

The loan process equation (or, how much can I borrow?)

When applying for a loan, you’ll hear terms such as “borrowing power”, “borrowing capacity”, and “assessment rate”. But how do they relate? What do they mean? We’ll break it down for you in a simple equation.

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Finance Brokers Tasmania Loan calculators

Loan calculators

During your research into your financial situation, you may have clicked on our calculator section – and been overwhelmed with the number of different types available! What do they all mean and what are they used for?!

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Fbt government building grants

Government building grants – an October 2021 update

Homebuyers, builders, and renovators take note! You may be eligible for a government incentive to help you with your dream home.

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Finance Brokers Tasmania Lance and Jake meeting

Offset and redraw explained

When looking for a home loan, a low interest rate isn’t the only thing you need to consider. It’s also important to look into your options to set up redraw and offset accounts.

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Finance Brokers Tasmania selling a house Hobart

What expenses do you have to pay when you sell a house?

We’ve already talked you through the costs associated with buying a home, but what about selling?

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Finance Brokers Tasmania Jake Birtwistle Lance Cure

What does a finance broker actually do?

Since we’ve recently gained a few new followers, we thought now was as good as time as any to introduce (or reintroduce) ourselves.

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Finance Brokers Tasmania - tracking your monthly expenses

Tracking your monthly expenses

Do you track your monthly expenses? When life’s busy, it’s so easy for your finances to not be a priority (did someone say Netflix binge?!). But we’re here to remind you that it’s actually really important to set some time aside each month to audit your spending (sorry guys).

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Finance Brokers Tasmania Loans cashback

Cashback finance: is it as good as it seems?

Currently, there are multiple instant cashback incentives available when you refinance your loan. But is the offer really as good as it seems?

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Finance Brokers Tasmania - finance advice

Finances on your mind?

Coming back from the holiday season can leave you feeling inspired. You’re refreshed and ready to set out on your next adventure. So, what’s next?

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Finance Brokers Tasmania - extra costs when taking out a mortgage

What other costs are associated with taking out a mortgage?

When purchasing a home, it’s important to note that there are other associated fees and expenses that you will incur on top of the agreed purchase price.

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Finance Brokers Tasmania - reduce expenses and increase savings

How to reduce your expenses and increase your savings

Is the key to saving for a home deposit as simple as giving up smashed avo for brunch? Well not quite, but spending less and staying on top of your budget does make a difference.

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Finance Brokers Tasmania - obtaining home loan with student debt

Obtaining a home loan when you have student debt

If you’re a university graduate, chances are you’ve racked up HECS/HELP or student loan debt. If you’re at the stage in life where you’re looking to invest in a home, and you’re worried your debt will hold you back – don’t be disheartened, there’s still hope!

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